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Mortgage Calculators

At HomeStreet, our top priority is to develop a home financing solution that’s tailored to you. This means finding a loan program, payment and terms that meet your needs. A good place to start is with an initial, no-cost consultation with a loan officer.

The below calculators will help you get an idea of what you can afford and what your payments may look like.

The default figures shown are hypothetical and may not be applicable to your individual situation. The information provided by these calculators along with their calculated results are intended for illustrative purposes only and accuracy is not guaranteed.  Be sure to consult a financial professional prior to relying on the results.

Payment / Amortization

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own

Calculate the difference between renting and buying a home.

Annual Percentage Rate

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff

Find out how soon you can pay off your mortgage by making a prepayment.

Refinance Break-Even Point

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings

Determine the estimated tax savings with a new loan.

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HomeStreet Bank NMLS # 417396  |   Privacy Policy  |  California Residents  |  Accessibility  |  NMLS

© 2025 HomeStreet, Inc. All Rights Reserved.

HomeStreet and the HomeStreet Logo are registered trademarks of HomeStreet, Inc.

Member of the Federal Deposit Insurance Corporation.